constant harrassment for debt that has prescribed

Thank you for affording us the opportunity to investigate your complaint. Prescription is a defence in law that can be raised should there be no payment, express or tacit acknowledgement of debt for an uninterrupted period of 3 years in respect of personal debt. Often a detailed factual investigation may be required in order to ascertain whether there has been an acknowledgment of the debt. As such each case needs to be adjudicated on the specific facts applicable, with only a competent court of law, in the absence of an agreement, having the authority to pronounce that a debt has prescribed. We have investigated your defence of prescription and addressed your concerns in our correspondence dated 17 February 2017. In light of the aforementioned, we have proceeded to close this query. Kind Regards Cherise Tyson Tel: *** Email: ***