LG
Leon G

1 reviews | Active since Nov 2023

21 Oct 2020, 11:24

Bad For business DMC

I started to investigate my credit report on the 15 January 2020 and submitted a request to Experian to investigate an overdue account listing from DMC which to the best of my knowledge had prescribed. Experian on the same day submitted a request to *** at DMC with a request that DMC should confirm prescription of such: African Bank acc. ending ...1003. On the 31 January 2020 a reminder was send to DMC by Experian, DMC rep**** to Experian that they cannot agree to prescription of such debt because of a Purchase made dated 26 February 2018. DMC submitted a copy of the African Bank statement to Experian, they forwarded such to me. 1. Herewith my dilemma: a. Did I make such a purchase? The answer is NO. In fact there is NO purchase make on this account since it is a loan. The only transaction dated that day is a standard credit to the amount of R 183.19 and it is reversed later. b. Then the question is why would DMC make such a false statement in writing to Experian who had access to such information and refused to verify that. 3. Does DMC do that to be prejudicial to the consumer? YES, this debt has been prescribed by Trans Union in December 2019.

In summary: Why did DMC denied my claim of prescription based on supply of false information to Experian to deliberately not to approve my claim of prescription. This obviously false claim and the confirmation that the account cannot be prescribed on the mail dated 03 February 2020 has severely prejudiced me in several ways.

Experian SA has prejudiced me in the sense that they had direct access to such false information, could have verified such information and not blindly followed DMC down the garden path.

It has come to my attention that this kind of behavior seems to be the norm in the SA banking and debt collection world. I have more proof to verify my statement.

0
Replies (0)