Vitality - An Immoral Enterprise

I find it absolutely immoral that Discovery get you to take out a life policy with you quoting all the benefits of vitality, how staying on Diamond status will boost your retirement payout etc etc and once you have taken out the policy they randomly move the goal posts so that it almost becomes impossible to stay on Diamond. Last year we had to acquire 90000 points to stay on diamond. This year it just gets increased to 100000 but not only that, the earning of points has been more than halved in so many cases! So instead of getting 2500 for a HIV test, you now only get 1000, etc. For me this is totally ********* and demands a response. How can the criteria for earning points and the targets to reach certain levels be changed after you have contractually entered into an agreement with a client?

Like timeshare, I can only ho[e that anyone considering Discovery will think carefully before signing any medical or life policy with them. They are simply out there to make money and care nothing for their clients or their welfare. When their actuaries realize too much is being paid out on diamond status, they simply move the goal posts to make it increasingly difficult to maintain that level. That is immoral.