Discovery Vitality - It will bite you

I am (not) surprised to see that nearly all folks are unhappy with Vitality. Yet Discovery is not acting against it it seems. It must mean only Discovery is benefitting from it and that in general folks are not happy. I hope and whish this backfires on Discovery. I consider Discovery being the worst of *****s. My complaint is the continues changes they apply to Vitality rules/ points/ criteria and more every year. The fact it has not stabilized mean they manipulate it to chronically enrich them, and the members must sweat to try and keep up, especially after they caught you in one of there products that depends on Vitality. I was convinced on its concept at first and the rules were acceptable, but they did not say it will change, and that is a huge concern. I changes and I'm no longer convinced on the concept, but they've entrapped me. I'm stuck. Stay away people. In the short term it looks good, but in the long term (for folks that have Discovery Live linked) this will cause you to loose plenty plenty - actually millions because you won't be able to achieve their ever changing goals and it will make your policies exponentially more expensive. Here's another warning: If Discovery find you to be too invested in Vitality, they get scared, and will review your policies linked to Vitality with absorberant increases to try make you cancel/ forfeit/ change so that it means you throw millions to them and they do everything possible for you not to rich your end goals where they need to pay you. Please please, don't consider Discovery for any product. It WILL bite you!!!!!!!