Discery Vitality Drive a joke and over marketing

I last week signed upfor Discovery's Car Insurance since the Reward seem etremely good. Well, the sales agent did great job as I now are reviewing the terms on how the reward works and nope, this is not what they said Vitality drive means if I want to maximise my cash back I not onlneed to drive absolute perfect, but to sign up household nsuance too???!! At no stage was this even mentioned, plus, to get all points I need to pay R65/month, then do eye tests etc. Absolute a joke... but clever marketing.