Discovery LIFE is not fair, clear and realistic with their payouts and cover!

It's a pity that theres so many reviews about Discovery and nothing is being done about it. Reading all this, I'm currently in hospital thinking how a clotting disorder which warranted the inserting of 2 stents does not fall under severe illness benefits. I had this done last year and ever since then I have been in and out of hospital with clotting. I supp**** all documents requested and my broker was confident that the claim will be paid, if not 100% but at least something will be paid to me. I was diagnosed with May Thurner Syndrome and yet that was not a valid claim despite the condition being a life threatening disease and the fact that I had 2 stents inserted, on warfarin and in and out of hospital with clots travelling. It's sad that right now I believe that discovery is not fair, clear and realistic with their payouts and cover!!! They should not offer severe illness benefits if there indirect aim is to only pay a death claim. I am now starting to question the relevance of my policies with them.