IM
Ivan M

1 reviews | Active since Oct 2022

04 Jul 2024, 13:39

Disability funds claims

They are useless when it comes to claims and especially with disability claims. There policy does not cover any mental disabilities. Not even Adult Autism which technically is a neuroverance disorder and not a mental as per sa. Will never recommend anyone to take out this life insurance if you have mental disabilities. There policy is almost against it. From the Classic plan [ which most people can afford ]. The others is for the more fortunate I guess. So think twice before taking the life insurances if you mental health disability.

I sit will bills that needs to be paid. I have to make chances in my life to accommodate for my disability. Just to find out they don't cover it. So you cant claim from you disability funds to make all these changes

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Replies (4)
IM
Ivan M's update04 Jul 2024, 13:45
Reviewer Update
Oh ! I forgot they don't pay out even if you sent them a diagnosed letter from you phycartrics or/and phycologists.
Discovery Life
Discovery Life's reply04 Jul 2024, 14:44
Official
Dear Ivan M

Kindly note that the complaint will be referred to our Claims Management team for assistance and a response directly to you. 

Regards 
DISCOVERY LIFE 
IM
Ivan M's update26 Jul 2024, 11:56
Reviewer Update
Still the same. They use your personal information against you together with the policy clauses. They don't care about us. The whole policy of Discovery life is written for them not for the client. It all how they can protect them. Instead of how to help you as client. Horrible just horrible. Then use your disabilities your declared in the application against. Choicing a policy that will make sure you don't get something. And they capture information wrong as well. 😮💨😭😡😩😿
IM
Ivan M's update28 Jul 2024, 11:52
Reviewer Update
And they still don't reply. Or just ignoring me now