LM
Lyall M

1 reviews | Active since Oct 2026

04 Oct 2026, 13:56

23 years of loyalty to Discovery life and now having to go to court against them no advocate high court

I am a *** with Discovery life since 2005 never missed a payment, trusting the as a brand, please can someone share as I am currently trying to claim, been through NFO who never ruled on fairness and there were plenty grounds to so. Now looking for legal assistance to lodge high court application nobody wants to take my case as they are all saying conflict of interest, how then does a complainant try justify a case to win the case knowing the costs factor behind it, prepared to pay, but everyone has an issue to take on a case against discovery, surly we have rights to open a court hearing, case is prepared just need the advocate to issue summons, has anybody experienced this before when try to claim, when vulnerable you feel like a prisoner but when healthy the money as previous complaint I read they gladly take, this *** i believe is payable i won't talk about the problems. But claiming seems to be a major issue, and of course they have the best outside attorney available, which will only show, what my case is like. When seeking the best the problem must be big. That's just common sense.

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Replies (7)
LM
Lyall M's update04 Oct 2026, 14:23
Reviewer Update
Win or loose I am the one to decide on court yes or no, I say yes i feel I have grounds as it will be published as it is all in writing and confirmed, so talking now will be defamation suits of course, but hard evidence in writing and facts I have, I will make sure that public awareness is a key factor, I cannot fabricate what I have in front me it’s all in writing. So I still believe I will win, otherwise I would not take it futher, just to add a policy held by a different insurer, same year 22 years old has already settled. My condition has worsened over the 9 month battle wis Discovery life, and other insurer did not even have that recorded to qualify me. Come what may I will as a citizen, be sharing my experience or facts not disputes which is completely wrong, but facts over disputes is completely a right that needs to be shared. I will do whatever it takes, I am a client still paying and everyone has the right to know. I believe not sure it’s a civil matter so media could even be present in court, as I know ******** justice needs to be protected. Just my understanding as I face medical boarding, all i wanted was to be protected if something arises, did not expect to face gain law firms, and be terrified, I will fight till I cannot anymore its my constitutional rights, and my decision what ever happens. I have a pretty good idea as i worked in the same sector of business for 33 years.
Discovery Life
Discovery Life's reply05 Oct 2026, 08:57
Official

Dear Lyall M

Thank you for your post. We'd like the opportunity to look into this matter further and review the concerns you have raised.

Could you please provide us with your policy number, claim number and contact details so that we can identify your records and investigate the matter?

We look forward to hearing from you.

Regards

Discovery Life

LM
Lyall M's update05 Oct 2026, 09:34
Reviewer Update
Hi Discovery life please reveal what position you hold at discovery life?
LM
Lyall M's update05 Oct 2026, 09:42
Reviewer Update
Your internal professional lawyers could not help me, they had to bring big attorneys in. So with all respect due your message is appreciated but if legal lawyers internally could not help, how will you be able to help, all respect due.
LM
Lyall M's update05 Oct 2026, 10:11
Reviewer Update
I have done plenty research from a bed and from a position of depression coping with my future and challenging Discovery life was not easy still today I am recovering but getting stronger, Discovery life has very rarely had matters against them in court, I have phoned 21 attorneys from big to small practices and all say we can’t take your case, it will be a conflict. So all attorneys are under the wing, i would also sign something if discovery approached me thinking i got a big firm contract. But that is a way to protect themselves from being in court, they take everyone to court and choose the smallest for the easiest and the biggest for the bid ones. But we all deserve by insurance law the right, to fairness, transparency, and honesty, we need to keep the very same rules or we forfeit our money and benefits immediately. If I have too I will call legal aid and still be confident as facts in writing and recordings and emails, and Nfo statements under oath cannot be changed. I will see Discovery in court and your best attorneys, it will attract many people that have suffered, to come forward, well documented on case studies but never get to court, because either they afraid, haven’t got means, haven’t got energy because you are weak, or can’t find an attorney or don’t have the knowledge of the law so they give up. Not me the will always stand no matter how big or small you are .
Discovery Life
Discovery Life's reply05 Oct 2026, 11:36
Official

Dear Lyall M

Thank you for your messages. We are sorry to hear that this has been a difficult time for you.

We have identified your matter and it is being dealt with by our Legal team, who confirmed they are fami**** with your file.

You are entitled to follow the route you have described. As you already have the contact details of our attorneys, you are welcome to contact them directly about your matter.

Regards,

Discovery Life

LM
Lyall M's update06 Oct 2026, 06:54
Reviewer Update
I would like to know has any body with a discovery life policy for disability ever experienced, what I believe is shocking that schedules of policies go missing of a system not one but two and they say that they cannot find them. I received a letter from Discovery life saying ticket closed cannot supply policy schedules, been a client for 23 years you would not think that a computer that’s stores policies up to 5 years after a claim, looses schedules, I find this very irregular as access to information is our legal right, as it has all your personal information on it. You have paid for this information to be protected and not go missing, where is it, who has my information, and how does an authorised banking system loose documents. Can anyone share if this has happened to them, especially whilst in the middle of a claim process. I believe that access to information is one of the insurers responsibilities to give an answer to , not send a letter we cannot supply. According to POPIA regulations can discovery life explain to me how it’s possible, as you said earlier deal with your attorneys, i think the public and I need an answer from the source that has lost 2 schedules. I believe this is not a question to ask your attorneys unless it’s a legal matter, no it’s a matter between, a paying client and the Insurer they choose to use for 23 years. Showing your faithfulness we cannot except this question to go unanswered. Your attorneys deal with legal matters, and this is a matter that your insurer needs to answer. Your non disclosure act 12 says, should is a paying clients, fail to disclose any information, you are entitled to suspend our cover. And Discovery also refuses to pay a client for non disclosure, if that’s whats a clause on policy schedule and you can take our money and we loose, I believe this is a related issue, you cannot send a client an email saying we cannot supply policies requested ticket closed, that’s non disclosure of where my policies are, please give your comment on the act of POPIA regulations for the public to understand, should they require your services for any policy in future.