unathorised debit-Sept R276 and R150

Hi<br> <br> Discovery insure has twice debited me without my permission. On the first one they that this how their system works and the second on they said the consultant told me about the once payment. This affect my credit ratings because I did not have money on my account.<br> <br> The bank will charge over the limit penalty. Apology does not replace bad service at all for me.<br> <br> Kaizer Tsotetsi