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samshive S

1 reviews | Active since Dec 2016

08 Nov 2023, 19:08

Still waiting for my car to be repaired 5 months after an accident

I have mostly been a good driver but toward the end of May, I was involved in an accident where someone jumped a red light while I was turning and the front of my vehicle was damaged. Luckily the vehicle was repairable.

I patiently waited for the repair to be completed, but after a month and a half I started requesting information from Discovery. Feedback from Discovery was scarce and standardised. Eventually, I escalated the request and I was given the "feedback" that parts have been back-ordered so I waited a bit more.

By month 3 I got frustrated with all the delays and requested that Discovery relook at my claim and maybe write off my vehicle as I was suffering for months without a car. Discovery came back with some excuse and ultimately said no.

I tried escalating again and again, and discovery simply washed their hands and said " the claims procedure was followed without compromising you as our client" which is laughable after many months of inaction.

I later found out that Discovery initially rejected the request from the panel beater to order parts form the OEM directly and I can only assume that this added at least a month to the delay.

In this entire process, I have requested information and dates of when certain things happened, only to never receive this information. I eventually had to threaten to escalate things to the ombudsman for short term insurance before even receiving a meaningful response.

Ultimately it has been a terrible experience for me. So If you are looking to insure with Discovery, understand that this may happen to you. And as a customer, you have very little recourse

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Replies (4)
Discovery Insure
Discovery Insure's reply08 Nov 2023, 19:52
Official
Good evening Siju

Thank you for reaching out to us. 

We will have the relevant team look into this for you and revert with feedback as soon as possible. 

Regards 
Discovery Insure 
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samshive S's update26 Feb 2024, 17:21
Reviewer Update
Discovery's response has been truly terrible in that it was basically non existent. It has been about 3 months since my post, and apart from the following reply "Thank you for bringing your concerns to our attention, we are actively looking into the matter and will do everything possible to resolve it promptly." a few days after I posted my review, I have not heard anything further from them.

No one should use Discovery Insure - their service is appalling and you have to keep following up with them and all the while they are happy to keep taking premiums from you even when they are "busy" repairing your vehicle ( In my case for 9 months without any end in sight).
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samshive S's update27 Feb 2024, 15:02
Reviewer Update
Actions speak louder than words, and with this issue, there has been ZERO action from Discovery's side. I am always the one following up.
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samshive S's update08 Mar 2024, 09:46
Reviewer Update
There has been no feedback from Discovery about this claim except the generic response below:
"Please be assured that we take this matter seriously and will work hard to rectify the situation to your satisfaction. We value your business and want to ensure that your experience with us is exceptional."

How can anyone trust Discovery Insure's response when they do not even really follow up?