WB
Werner B

1 reviews | Active since Aug 2015

08 Dec 2022, 12:20

Quotation *****

I recently bought a different car and contacted Discovery Insurance. I received quote for monthly instalment over the telephone and accepted it. I asked the person assisting me if there is anything i need to sign and he said the telephone call serves as agreement.

BUT after the call i never received an email confirming the contract and monthly instalment. Then when i phoned Discovery Insure i was told a much higher premium that i agreed to over the phone.

So although i agreed to a specific premium over the phone, Discovery Insure contract premium is much higher. This seems like Discovery lies to customers when quotations are given.

I phoned and complained. I was told on two separate calls that a manager will phone me back, but this has not happened...

I also send an email to try and resolve the issue but did not receive any response.

0
Replies (6)
Discovery Insure
Discovery Insure's reply08 Dec 2022, 14:13
Official
Good day Werner B

Thank you for raising your concerns.

The premium on the vehicle is R 830.77
Sasria R 2.02
Vitality drive R75.50
Total @ R978.29  monthly

Kindly confirm what discrepency there is and what amount you were promised?

(You may respond directly to this private DM)(

Regards
Discovery Insure

Best regards,

WB
Werner B's update08 Dec 2022, 14:48
Reviewer Update
Hi,

I was quoted R830. Nothing was mentioned about the Vitality Drive. So Discovery quote me a price and then just add additional money afterward without consulting with me. That does not seem legal?

Please go and listen to the phone call recording on the 29 Dec between myself and Discovery.

Thank you,
Werner
WB
Werner B's update08 Dec 2022, 14:50
Reviewer Update
Also go and look at your price breakdown, The premium on the vehicle is R 830.77 + Sasria R 2.02 + Vitality drive R75.50 is not equal to R978.29????

Discovery Insure
Discovery Insure's reply08 Dec 2022, 15:38
Official
Based on the risk calculated , you have been given the correct premium as the unit price for the vehicle is "R830" and there is no premium prejudice against you. The other two are standard benefits that come with the policy.

We have requested for the team manager to look at making a concession on this note.
Feedback will be given to you in due course on the decision.

Regards
DI

Best regards,

WB
Werner B's update18 Jan 2023, 10:05
Reviewer Update
Hi, still waiting for feedback... Keep in mind Discovery Insure did not tell me about any standard benefits or their cost when i agreed to take out the insurance. I asked Discovery Insure what my monthly payment woud be and i was quoted R830 to which i agreed. To me giving one amount over the phone to which i agree, and then deducting a much higher amount each month is *****. Please go and listen to the recording.
WB
Werner B's update26 May 2023, 11:17
Reviewer Update
Good day, i have not yet got final feedback after my last message. Can someone please get back to me?