JG
John G

1 reviews | Active since Nov 2013

17 Sept 2025, 10:31

Poor communication and inaction putting me at severe risk.

For the last couple of years I've been very happy with Discovery Insure, but I've had three incidents in the last 2 days that have left me cold. Firstly, I phoned yesterday to add a new vehicle to my insurance. In doing so, I was informed that an existing covered vehicle (my Toyota Fortuner) has not been covered for theft or hijacking for the past 2 years (it has been insured with you since 2021). It turns out I received an email on 2 Aug 2023 telling me you're removing this cover unless I install a Discovery-specific tracker. I missed this email. And that was it. No SMS / WhatsApp outreach, no phonecall, no other warning. And I have interacted many times with you since then, including adding another car in 2024, removing that car later, and adding another car early this year. Separately I also heard in the news that there were tracking device related issues with some insurers a few months ago, and I phoned your call center to check if this affected me - and I was told I am completely compliant! You can check your phone records. I cannot believe you dropped my cover for theft and hijacking for my Fortuner without following up - or showing a flag in the app or something. I realize I missed the email but really! We all miss the odd email. This is NOT good enough. This is a R**** risk to me - it's massive. Then secondly: today I phoned back only to find that the vehicle I added yesterday was not added - it was left in 'quote' status. Please check the phone records from yesterday - I explicitly requested this vehicle be added and was told it was. So I drove it last night without cover, unknowingly. Thirdly, today also I found out that my son's insurance that I took out back in January did not include the young driver benefit. This is an important free benefit and it was not offered to me. Please check your phone records.

How can I trust Discovery Insure anymore? What if you remove / change / don't apply / omit stuff in future - and then I find I've been severely impacted by your poor communication. I am on a campaign to let everyone know they may be at risk.

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Replies (4)
Discovery Insure
Discovery Insure's reply17 Sept 2025, 10:49
Official
Hi John

Thank you for reaching out to us.
We are sorry to hear about the frustration and inconvenience you’ve experienced. One of our advisors will reach out to you to address your concerns.

Regards
Discovery Insure
JG
John G's update17 Sept 2025, 14:07
Reviewer Update
Having been sent to the Discovery Insure Drive-in center in Sandton to get my missing tracker installed, I was informed that it is already installed and in fact working correctly. So that was a storm in a teacup. But why the misinformation? I now need written confirmation that I have all required devices in my Fortuner and that I am fully insured including theft and hijacking cover - I'm not going to believe any verbals without this. And my 2nd and 3rd points remain a concern.
Discovery Insure
Discovery Insure's reply17 Sept 2025, 14:07
Official
Good day John,

Thank you very much for taking the time to take our call. We have gone through the concerns you were not satisfied with, and we can confirm that the issue has been rectified.

We understand that this incident has caused frustration and disappointment, and we sincerely apologize for the negative impact it has had on you. As a team, we always strive to provide the highest level of service, and it deeply concerns us when we fall short of your expectations.

Regards
Discovery Insure
Discovery Insure
Discovery Insure's reply17 Sept 2025, 14:30
Official
Good day John,

We do apologize for the miscommunication, and I confirm that the Drive Centre team will be providing written communication.

We deeply regret any inconvenience caused to you as a result of the incorrect information you have received.

Regards.
Discovery Insure