Not prepared to reduce premium

<p>I have been a member with Discovery Insure since early 2014. To date, each year my premium has increased and they will not consider a reduction in the premium! Other insurers are more than happy to assist with a reduction in premium on an annual basis and they understand that vehicle values reduce, etc. Discovery has refused to reduce the premium on a number of occassions which raises the question, should I change my service provider to someone that is prepared to assist and is understanding! All I am asking from Discovery Insure is a review of my policy and a reduction in the premium, as I really cannot afford to premiums provided by them and do not understand why they cannot consider a slight reduction.</p>