Not impressed with premium increase.

<p>It is the first time that I've come across a premium increase for vehicles and household cover. I was told that replacement spares increase therefore I must accept an anniversary premium increase. I then enquired about the depreciation of assets and I was told that Discovery premiums are based on replacement spares and not the resale. However, the settlement will be the resale value. This is absolutely unacceptable and I will definitely seek better value for money elsewhere.</p>