no insurance contract ??

took out a cover and got an sms confirmation on 14.03.2016<br> <br> The cover came into effect on 1 April and the premium was deducted as agreed, however I still have not received my contract via email with the terms and conditions ?? Should I have not received this on the same day ?Sent an email to discovery requesting and still no reply *** -MailRef#***#-<br> <br> Furthermore , still no information on how I can start earning cash back on fuel spend