Lets all discover how discovery insures?

If u are considering discovery insure please reconsider. I have been insured from last year november and the amount of emails and calls i have had to rectify issues have still not been dealt with. I have 3 cars insured by them and have problems so far with all my claims. Its a nightmare im only having my car fixed now in february after 4 months of issues still not resolved. After fixing my own windscreen because they refused to replace the original glass i ended up paying from my own pocket. Please be very careful when they debit premiums they take off incorrect amounts and refund u much less than owing to u. Also now im waiting for my full refund yet they claimimg that i should pay excess after not having a car for more than 3 months. I drive an automatic car they give me only a 7 day hire on a manual even though i try to negotiate less days to make up for an automatic. They are not flexible, do not compromise and fix ur car the cheapest way. If u driving an expensive car please think again. Discovery insure is definitely not the way to go. Till now having issues with another unresolved claim and mu refund. They talk about world class safety features -definitely not so- my merc is still on warranty but discovery refused to replace the original merc glass. Please think carefully before insuring with discovery.