VC
Visa C

1 reviews | Active since Jul 2016

29 Jan 2026, 09:08

Incorrect Claims Logged on My Profile & No Proper Assistance Provided

I am extremely disappointed with how Discovery Insure has handled my recent claim issues. In 2025, due to a substation explosion that caused a total blackout in my area, my portable inverter blew. Discovery rejected this claim. In addition, I immediately cancelled a locksmith callout with both the locksmith and Discovery. I specifically asked Discovery to confirm the cancellation, and I received written confirmation that the callout was not registered. I also logged a simple windscreen chip claim. To my shock, when I requested a quotation from another insurer, I was informed that Discovery has logged these events on my industry profile as claims or claim events. This is completely unacceptable because: The locksmith callout was cancelled and Discovery confirmed it was not registered. The inverter incident was caused by a substation explosion, which is beyond my control and it was rejected! A chipped windscreen is a non-rating event and should not affect my profile.

Discovery has not been able to explain why these appear as claims. Instead, I was transferred between various departments without answers. These incorrectly logged items are now affecting my quotations with other insurers and giving me an unfair claims history.

Discovery needs to correct my claims history immediately on the IDS/PCH insurance database to reflect the correct status of each item (Cancelled, Rejected – No Payout, or Non-Rating Glass Claim) and Provide me with a written corrected claims history please.

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Replies (4)
Discovery Insure
Discovery Insure's reply29 Jan 2026, 10:42
Official
Good day

We understand your dissatisfaction and appreciate you outlining the details so clearly. Please be assured that your concerns have been noted and escalated for further review. The relevant teams will investigate the accuracy of the claim and event records reflected on the industry database and assess whether corrections are required.

We will revert to you with feedback once the review has been completed and will provide further guidance on the next steps.

Thank you for your patience while this matter is being attended to.

Regards
Discovery Insure
VC
Visa C's update08 Feb 2026, 11:11
Reviewer Update
I am still waiting for discovery to get back to me. Pathetic service
Discovery Insure
Discovery Insure's reply08 Feb 2026, 11:50
Official
Hi Visa,

We apologize for the delay in assistance. Kindly advise on the reason for the contact so that we may have the relevant team reach you.

Regards
Discovery Insure
Discovery Insure
Discovery Insure's reply09 Feb 2026, 10:45
Official
Good day

Thank you for taking our call.

Please note that the two claims from 2025 will reflect on your claims history because a claim attempt was made. Although the call-out was cancelled, a service provider was already on the way, which means Discovery was billed. In addition, the rejected claim will also appear on the claim's history.

Thank you for your understanding and patience.

Regards
Discovery Insure