Happy Anniversary from Discovery?

This is not a complaint per say. I have been a Discovery Insure client for a year now... And I got a shock when my premium was debited for approx R200 more than usual. Upon query I found that as an anniversary gift, my premium was being increased. Now, I say this isn't a complaint because I am sure that somewhere in the policy document it does say that there will be an increase. What I am unhappy about is the fact that there is no reminder, No new policy document is sent, not even a courtesy SMS which I think is poor form. i was assured that there would be a costing review on my policy but the principle is that these types of things, I feel, Should be communicated...<br> Thanks for the anniversary gift guys!