Duscovery waits for a claim to process so they can reject your claim

I had a cover with discovery for 3 years previously with Santam discovery agent called me offered better rate so we took the policy on my sons name because I was retrenched after three years a claim was rejected I. Feb 2019 the agent called and said I did not disclose all my accidents I had told the agent the accidents were my sons and only one was mine he said not to worry about my sons because I was the regular driver if the car so he wanted my accidents which I told him Duscovery still didn’t cancel my policy it went in for the next 9 months in November wen I had a break in at home discovery rejects my claim and cancels my policy had they cancelled in feb I would have taken insurance with another insurance company and had myself covered for my loss because of discovery I have incurred an irreplaceable loss of over R100000