Discovery is ruled by clients

I was involved in an accident with a client of discovery insure. The client failed to stop at a T junction and drove into my lane whereby i crashed into him. According to discovery, its the clients decision whether they should settle the claim or not. Discovery admitted over a telephonic converstion with me that the client has admitted that he drove infront of me causing the accident yet discovery refuses to pay and till date did not send me a claim rejection letter. Incident happend 25/11/2023.