MM
Mduduzi M

1 reviews | Active since Jan 2020

28 Jan 2020, 15:13

Discovery Insure Unsatisfactory Handling of Portable Possession Claim

I logged a portable possessions claim with Discovery Insure and they appointed Takealot as their service provider to replace my damaged equipment by means kf a credit voucher. I followed the process to utilize Takealot services that were approved by Discovery in order to obtain the replacement device. Sadly I had to return back the replacement units twice back to Takealot, as their supplier equipment was not nearing the workmanship and quality standard of my the camera lens I had before.

This was the same make and model but was of a lower quality and build standard according to my inspection. I then informed Discovery Insure of the issue I am having and that I am not satisfied with the quality of the equipment I keep receiving from Takealot and that instead of the voucher/credit they have issued to me, I instead require to be refunded with a cash lump sum & I will source the right equipment with the right quality standard I need for my camera.

I am writing this to Hello Peter as a way to make known to the public that Discovery Insure claims processes are not as good as they claim them to be and that I don’t understand what is it that is preventing them from sorting out my issues as it is clear that I will not be satisfied with Takealot’s stock equipment.

This is just a disappointment on Discovery Insurer. I am very upset by this..

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Replies (4)
Discovery Insure
Discovery Insure's reply28 Jan 2020, 16:02
Official
Good day Mduduzi 

Thank you for raising your concerns. 

Kindly note that you are not limited to an alternative brand of your choice within the same price range on the voucher allocated. 

The product carries a warranty and is of a similar make and model as the one you had. 
In light of our indemnification process please refer to our plan guide.

"5.28 | Repairer or supplier of our choice
We have the right to insist that any repair and/or
replacement to be carried out must be done at or
by a repairer or supplier of our choice."

Regards
Discovery Insure 
MM
Mduduzi M's update28 Jan 2020, 16:24
Reviewer Update
His thank you for your feedback. Your reference to “5.28” on your plan guide is understood. While it is within your right to insist on a chosen repairer of choice it is also still my right that i receive an acceptable quality standard in providing insurance cover repair services. In my case that has not been the case with your repairer of choice. Secondly the feedback response that I have been given from
your head office is related to them saying to me that they will not be able to reverse the credit voucher for cash. What is preventing that I big company like this? So am I suppose to be stuck with an unsatisfactory service level just because you have a right with your repairer of choice, yet they provide equipment that is not up to standard and no satisfaction or thought for me?

Please just revisit your line of thought it’s pathetic towards customer service satisfaction..
Discovery Insure
Discovery Insure's reply29 Jan 2020, 08:36
Official
Good day Mduduzi

We unable to offer a different outcome. 

Should you feel aggrieved by this outcome , you may contact the Office of the Short Term Insurance Ombudsman.

The Ombudsman for Short-Term Insurance:
Telephone: ***
Fax: ***
Email: ***
Mail:
The Ombudsman for Short-Term Insurance
PO Box 32334
Braamfontein
2017
MM
Mduduzi M's update29 Jan 2020, 09:18
Reviewer Update
So I guess you Discovery Are just deciding to roll over and play dead. My question to you is why have you not communicated with Takealot and find out from them in terms of the legitimacy of my returns. For you to say “we are unable to offer a different outcome” all in all it’s saying “sorry this is not our problem and we are not willing to make it right, if you have a problem it’s your own problem” wow!!!

You are not even asking me what issue was I having in terms of the equipment supp**** to me. So much for saying you stick to your company values!!