Discovery Insure - unjustified premium hike for 2025.

Discovery simply increased my premium for car, homeowner and household goods by 55% for 2025. I have had NO claims with Discovery. Upon querying this, I was told that they could reduce the increase to 40%, but that was it, take it or leave it. With a clean record for the past few years, I found this totally unacceptable and got exactly the same cover from Santam for a 16% SAVING on my previous Discovery policy!