LM
Lungie M

1 reviews | Active since Dec 2024

16 Dec 2024, 16:05

Discovery Insure sending me from Pillar to post to process claim and pushing me onto a panelbeater that is not legit and did this on purpose after I mentioned it to them.

I had terrible service from Discovery Insure and have complained numerous times, but it seems I am being ignored and no response or assistance from them at all. Someone bumped my car on the 01-09-2024 at a mall whilst I was shopping, and when I came back, I noticed that something was not right. I then asked the car guards, they told me who did it, and i opened a case with the person who bumped my car, after I found out who they were, i went to the police station, Got a case number and had to wait for Discovery to call. This is a third party claim, of which no one explained how it's done and where to go to for such assessments. No warning whatsoever as to how to check for legitimacy of these panelbeaters. They only assisted their client and nothing on my side. There was nothing from their side until I had to call the person who bumped my car, who also was now giving me hassles and attitude because they say, they pay third party and Discovery has to pay me for damages. Even though I told them their insurance 'Discovery Insure' is not responding or even calling me. I then found the right numbers to call after struggling for so long, of which their consultants sent me the forms that I have to do everything on my own, finding the panelbeaters and all. Mind you, no advice as to how the process goes and how to scan if a panelbeater is legit or not. It was my first time doing the whole process. I found a panelbeater, a gentleman outside a certain panelbeater, who said he works for the company, he took my details and said, the owner wasn't in. It was closed, so I believed he trully was working there. He said he will send me email. The red flags from this panelbeater was, I couldn't get hold of him after he sent me details of the quote. I notified the lady, by the name of Mathapelo from Discovery who was handling the case. This lady I had difficulty getting hold of as I would be told she's in meetings, or busy. I would be promised she will call me back. Of which, not once has she ever responded to my calls or messages. Eventually after getting hold of her I told her my concerns about this specific panelbeater that I felt uncomfortable with. I told her these guys don't seem legit, they do not answer calls, they only deal with WhatsApp messages, no ground line and do not even respond to the WhatsApp messages. The only thing when you call, it goes to voicemail which tells you they only deal with WhatsApp messages. These were red flags as to which business operates like that? The last few efforts to try reach them, there was only one tik and nothing else. I told Mathapelo that, these guys, I do not trust, to please not consider them at all. I explained my concerns and that they seem *****. The crazy thing happened, she did exactly what I told her not to do, considered the very panelbeater I specifically explained my concerns with her. I told her i am not going to sign that form because i am not going to send my car to people I specifically explained I didn't trust and now they consider that panelbeater. How was I suppose to know that these guys were not legit, as they are busy telling me I gave them the panelbeater, of which now they want to force me to go to people who are not legit and have been told prior to them even considering them. I then called and explained my issue to a lady by the name of Nonhlanhla, who advised me to try redoing a proper assessment. That was in October. Still struggling to get hold of Mathapelo, even though I left numerous messages, I spoke to a gentleman, by the name of Ofense, who seemed nice and explained to me to go to redo the process too. I explained that, panelbeaters want money upfront for assessments of which to me that is expensive. He said, that is how it is done now, to rather do the payment, get new quotes and then email to Mathapelo, he will also explain to her how he handled my case when she wasn't around. That was now late October as I was still waiting for her. She said she didn't get my quotes, yet she did. I have called left numerous messages as the others said she has to finish the process. One even said, this process should have been long done. I Have tried to get hold of the manager or person in charge, that number is never available, no matter you live messages. I resent to her and to Ofense too. Now the issue is, this lady is insisting that they will check including the guys I explained that I do not want to be involved with. If I lose my car, are they going to buy me a new car? She keeps on saying, they are still busy with the process, 4 months later??? I called and spoke to same gentleman by the name Ofense, this time around he was cold and told me they will get back to me in mid January. He said oanelbeaters are closed. So the whole delay was to frustrate me not to have my car fixed before the december holidays? I had been telling Mathapelo that, I need the car fixed and do not want to wait until they close as most business close for December. Discovery has made it clear that if I sign the document to accept the panebeater that I clearly mentioned they are not legit, their client and themselves will not be involved. So this means Discovery doesn't care what happens to you after, as long as they force you to sign, no matter what issues come after signing too. These are red flags as to why they don't want to be involved and when you get people that are not legit, they push that down your throat that, they are not involved, because you went to get a quite from wrong people, its now your problem. Not theirs. How are you suppose to know as a citizen which business is legit or not when so much crime is on the rise? Discovery does not care about that, as long as they save money. Whatever happens to your car after, they couldn't be bothered! I am still frustrated and can not enjoy December Holidays because I can not drive my car as am still waiting to fix it and they are refusing to assist. They on the other hand will anjoy their holidays with famly. I am so so disappointed even with their responses and attitude whenever you call. They couldn't be botherd, Extremely Bad service.

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Replies (2)
Discovery Insure
Discovery Insure's reply17 Dec 2024, 08:07
Official
Good day Lungie,
  
 Thank you for bringing your concerns to our attention.
  
 Our apologies for any inconvenience experienced in dealing with us recently.
  
 We have made the relevant management team aware of your distress regarding the claim.
  
  Regards
  Discovery Insure
LM
Lungie M's update06 Jan 2025, 11:25
Reviewer Update
DISCOVERY INSURE will give you the run around of your life I tell you. DISCOVERY INSURE Is not interested in solving This issue. I got an email from MATHAPELO BOKABA, the lady who is dealing with my claim. She asked for moe quotes, of which I sent her, AGAIN!!!!!!! That was last year after the review. I asked her after not getting any response after sending the paper work she asked from my side. There was no reply, until I sent another after a week and days after, this time I got an automated reply that she promises to get back to me on the 2nd of January 2025 of which she still didn't even acknowledge receipt. To tell you the honest truth, I wasn't surprised at all. Because this was their plan all along. I sent another email for her to acknowledge and for feedback because its been too long and honestly, no matter how patient, this is way sooo unprofessional. When you deal with a client, the least you can do, respond to emails and calls. This lady never responds at all to any. Even after such, she couldn't be bothered. I have sent another to ask her again to remind her that she promised to get back to me. Maybe the automated response has better service than the agent because, it responded much better than the human interaction. This lady does not care at all about customer service. Not at All. I am tired calling her as I have lost so much money calling her, even at some point I called when outside the country, of which I have never, not once got a call from MATHAPELO. She is not interested in solving this case, even Discovery Insure is not bothered to do a follow up on her or me as the person who has not gotten any service from MATHAPELO BOKABA. Im saying this because I got a shock of my life when one of their SERVIC E CONSULTANTS literally said I just want THEIR money on the 13th of December around 11am to 12noon. She said what if I want to do other work on the car with THEIR MONEY!!!!! This is THEIR Own Service Consultants dealing with clients and talks as she pleases to clients, trained by DISCOVERY INSURE to speak down on clients and make one feeling sick in the stomach. She doesn't even know me, but says I want THEIR MONEY. I asked the number to their manager, she gave me with an attitude, of which not once was the calls answered, even after leaving messages. The manager's number is always off the hook or he is busy. Never once does he answer his calls. When I called to speak to Mathapelo the same day that Ofense told me they won't assist me until mid January. He said I must find the panelbeater that will do the job then, using my money still, since most PANELBEATERS are now closed. If not, then I will wait, in a very cold, irritated and angry tone. So this tells me that in their meetings, they discuss how they must frustrate one processing a claim since this incident took place 1September 2024. They will push until one gets exhausted. If MATHAPELO is on leave, none can assist. I was once told she's not working, she will be back what ever day. So, the claim waits for her, none can assist you. What is that???? When around, she is busy, that is what I had to deal with with this lady for the past 4 moths and one week.

This is such a Huge Entity for one to get such extremely bad service with their customer service consultants that couldn't be bothered how they answer calls or respond to clients frustrations. I have been part of Discovery for years as a client myself, just this time around dealing with such an issue, I am getting attitude. It is ok to make payments to Discovery, until a claim is made, they ignore you and give you attitude. Some of Their consultants are so rude and unprofessional. How do you tell a client that you just want money???????? Is This the training that is being taught to their consultants to answer their clients.???? I am still shocked as to, are they for real?????? Discovery Insure does not care at all about Customer Service. Whether client or Third Party claim, a claim has to be dealt with professionally, especially in such a case. You are called names and ridiculed by their consultants just because it is a Third Party claim, as if they are doing you a favour. The person who caused the incident has long been attended to in September already, car fixed, but on my side, am still waiting for response. The key word is, WE ARR STILL CHECKING IF THE PANELBEATER IS THE RIGHT ONE WITH THR ASSESSORS! I on the other hand have lost so much money running around, printing photos, getting car assessments, making numerous calls to follow up and emailing them whilst they have not spent a cent on my running around. I am more than the word disappointed by @DISCOVERY INSURE'S service. This has gone on from 1September 2024 to date. I have not fixed my car and if prices go up at PANELBEATERS, because this is a new year now, then what DISCOVERY INSURE???????