Discovery Insure Premiums are ****s

I have insured my vehicle with Discovery insurance for 6 years. In October 2022 my premium increased from R1900 to R2200, I called the insurance was reduced by approx R56. I have now moved provinces and decided to inform Discovery Insure about the address change. To my surprise my premium increased to R2300. This is the amount I paid 6 years ago when the vehicle was still new. The market value of my car is currently half of what it used to be and I am expected to pay the same premium. I have worked in Automotive industry and old model vehicle part are cheaper than new models. I have never been in an accident. I have only claimed once for scratches since I joined Discovery Insure. This is the thank you I get for being a loyal customer. Discovery Insure is only offering a lower premium with an excess fee which I've never had since I joined. If my car was to be written-off my they will only pay me the market value of my car and nothing more.