Discovery Insure from best to worse, Stay Away...*********!!!

I have been a customer of Discovery Insure for a few years. Last year August on my anniversary schedule, they increased my insurance premiums by over 30% stating because I had a few claims with them they had to do this. I was not happy and I argued that yes I understand I had claims but to increase it by over 30% is very steep, retentions said there is nothing they can do. I decided to stay with Discovery Insure even though I was not a happy client. Come 6 months later I receive ANOTHER email stating they're increasing my premiums again and the same excuse was used about my claims history forcing them to do a "mid term" increase, I net in 6 months time on my policy schedule anniversary they WILL increase it too. I will definitely NOT recommend Discovery Insure to ANYONR and will advise all my family and friends to stay far far far away.

My other issue is, I have motor vehicle warranty with them on one of the vehicles on my policy. Because of the increases above, I called around getting other quotes from different insurances and I was shocked to hear that even claims on my vehicle for breaking down even though this is a VALUE ADDED PRODUCT, Discovery listed that under my claims history so other insurance companies can see these as a "claim" too. Now my question is, why have vehicle warranty as a value added product and expect your clients not to claim under it for breakdowns because this gets listed under their claims history when it is a value added product? Other insurance companies does not do this as your own competitors stated this to me that what you're doing is not right. To me it shows you're ********* and I should definitely go somewhere else, I received quites and your competitors comes in at R1200 cheaper for all my things and yes I did advise them of my claims so they're well aware of it. What I have come to learn is that Discovery Insure is *********** their clients.