CC
Chilton C

1 reviews | Active since Mar 2017

06 Aug 2025, 15:14

Discovery Insure Dishonesty

For those considering changing to Discovery, please reconsider. Their offers sound really enticing as they provide quotations that are considerably less than other insurance provider but you have to ask yourself why. Discovery Insure are very happy to take you payments but when claiming, there is a huge disconnect. When insuring my residence I was advised that the policy included an maintenance exclusion which would cover any damages after the policy was instituted but surprise surprise, Discovery Insure will not validated my claim on a Solarwise Geyser system that has burnt out as they are advising it is not covered by the policy. Once again another exclusion clause for Discovery Insure to shaft a client. No surprise there. Rather stay with your current insurance provider than move to Discovery Insure as you may find yourself having to absorb the costs for items that you were of the opinion were insured.

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Replies (4)
Discovery Insure
Discovery Insure's reply06 Aug 2025, 15:29
Official
Hi Chilton

We are sorry to hear about your experience.
We will look into this matter and feedback will be provided.

Regards,
Discovery Insure
CC
Chilton C's update06 Aug 2025, 17:09
Reviewer Update
Good Day Discovery Insure,

No one from Discovery called to verify the issue. I was contacted and advised that a plumber would be coming through to asses and provide Discovery Insure with a report and quote. I was then contacted and advised my claim was rejected as Discovery Insure does not cover maintenance on piping but my claim was not submitted for piping. It was submitted for a burnt out Geyserwise System that was disconnected due to excessive heat being omitted from the pump in the roof but your plumber called me to inform me that it was not working due to being disconnected and this is the reason for the issue. Subsequently the rejection is for leaking pipe and no maintenance on the Solarwise Geyser System but I am unsure what maintenance can be done on the electrical system to prevent burning out.
CC
Chilton C's update18 Aug 2025, 17:11
Reviewer Update
Good Day Public,

Once again Discovery Insure shaft a customer. Shortly after receiving the claim rejection from Discovery and me writing my complaint on the platform, I received a notification that my claim had been reviewed and it was now approved. A service provider would be in touch with me within 48 Hours to arrange a time for the repairs to be carried out and this was on 7 August 2025. Today is 18 August 2025 and upon contacting Discovery Insure, I was told that there was some miscommunication from Discovery and the claim has actually been rejected. Well done Discovery on your efforts to take a clients monthly installments without actually sticky to what was committed. The response from the Discovery representative was that i must log a dispute on the email and then it will be looked at within 30 days but whilst Discovery are looking into the issue, you still have to pay your premiums. I strongly urge anyone looking to change, that you reconsider as the offer sound wonderful as premiums are reasonable, you get pints back for driving well and all the while you are getting shafted whilst feeling great.
Discovery Insure
Discovery Insure's reply18 Aug 2025, 17:32
Official
Good day Chilton,

Thank you for bringing your concerns to our attention.

Our apologies for any inconvenience experienced in dealing with us recently.

Kindly assist with sending us your claim details so that we can make the relevant management team aware of your distress regarding the claim.

Regards
Discovery Insure