Discovery insure at an all time low

Bad to the core. I am without my car for almost 10mnths. Their repair received my acces and refused refused to release my car. I suffered a loos of income to the value of R100K and loss my contract due ro their failure to return my car. They still take their premiums every month withoit me having my car.. This is one of tje worst insurance companies ever. I am.now forced to go the legal route because rhey are failing to return my or to compensate my loss of income.