Discovery Car Insurance Unrealistic Quote

Discovery make a whole big thing about giving you the complete package if you have all your products with them. I believed in this. I currently have my health insurance with them as well as Vitality. I app**** to get insurance with them for my 2017 Polo Vivo. The quoted me R1900 for car insurance purely because I am 21. Many other car insurance companies did the same but many others do not. Naked Insurance was able to give me the price of R1097 per month with an excess of R5000, far and above beating Discovery. Discovery car insurance is simply not competitive