Discover Short term Insurance

I am insured by Discovery short term. Their service is great, no questions asked when claiming. My vehicle was written off during an accident. One week later the money was paid into my account, allowing me to purchase another vehicle. This vehicle was damaged by person/s unknown. Again no questions asked. The vehicle was repaired. In February, my fridge/freezer was damaged during a lighting strike. It was replaced, again no questions asked. Their service is fantastic..