Did I make a wrong decision?

I joined discovery at the beginning of April and I am already regretting it...I wonder if I made a wrong decision. Here is my issue:<br> <br> How do you run a debit order in the middle of the month and you don't even let the customer know about it. What if there was no money in the account? What is the debit order for?<br> <br> I am disappointed so far about this insurance. <br>