Costs far outweigh the benefits.

I joined this insurance because it was reasonably priced at the time, looking at the cash back I would earn for good driving (even with the monthly vitality drive fee). Now I'm considering switching Insurers. I am working from home 90% of the time therefor I don't spend a lot on fuel. this affects my cash back because even if I earn high points, my cash back will be based on my measly fuel spend. I engaged Discovery a while ago about this, and it appears that they are not bothered. Now their premium increase is even higher than the cashback I receive monthly. It's honestly not worth all the work I've put in with Vitality Drive thus far.