CAR AND HOUSEHOLD CHEAPER

Good day,<br> <br> Last year I changed my car and household insurance to be discovery insure. The consultant told me that it would be cheaper to have both car and household combined. Which I then took the policy. He did not explain to me that my cellphones, laptop and camara have to be added separately onto the policy. Only when my Iphone went missing and I had to put a claim in for it was I then notified that these items are called removable item and have to be added onto the insurance and was told I have to add them on after 15th Jan. I then call in to add these items on and get the shock of my life that my premium now has to increase form R1400 to R1800. This is absolute maddness as I left the previous insurance due to high insurance premiums and now have to pay the exact premium i was running away from due to someone not doing their job correctly.