Be aware! Discovery won't put genuine parts in your 2015 car when you claim.

Discovery won't replace your original parts with genuine parts if you claim, if your car is older than 3 years. They should be upfront with their clients about this policy so that they can decide if they want to insure with them taking this into account. My car is my asset and was insured with BMW original parts & I trusted Discovery to put me in the same position I was in before my car was damaged.