Bad service _ Discovery Insure

After an accident with my Toyita Hilux my bullbar and front bumper was damaged. They only repaired the bumper which will have to go back for a second time anyway becase they fitted a pirot bumper and not original. Then said the bullbar was an accessory and is not covered but after we explained that we bought it from the dealer new with the bullbar. And in my opinion if it wasn't for the bullbar the damage would have been much worse they still refused to fix it. Very dissapointed in their service and realise they only good until you claim.