Unhappy Member

Dear Mujeeb, In earnest and frustratingly so the query was never resolved to my understanding. I needed further clarity and guidance and never received that. In truth I have the following issues:<br> 1. I downgraded from Classic Saver which was a company group scheme. The reason I downgraded is the company is closed and we were retrenched.2. Now I'm on Essential Delta Saver, which the premium is paid privately by me.3. The issue I received from Aphiwe was that Essential Delta Saver will not be providing me with Medical Savings Account in 2015, which I felt was not explained to me very well. The issue was that how can I join a new scheme and pay the full premium and told 15% goes to Medical Savings Account, but I'm told the MSA is ZERO (pure bulls**t).4. On the same day my wife needed to see a Dr urgently, I had to part with R370 for consultation and R700 for medicines at Dischem. I felt like why did I join the Discovery medical aid privately after the company group scheme if I pay the R4000+ premium is not helpful. I should have joined other medical aids and would have received the full MSA. I'm now caught between a rock and a hard place and considering a different medical aid