This is ridiculous to be paying so much and receiving nothing

I contacted discovery to ask them a query. I was rushed to hospital in order to get attention as I had extreme pain in my stomach. I saw a gastroenterologist and had to pay for it (because I’m on my self payment gap). The doctor said I urgently need to get a gastroscope but he informed me that’s because I’m with discovery I have to pay a co payment of about R4600. I cannot afford to pay this co payment right now and the doctor said I need this procedure done urgently. This is really ridiculous. It is a hospital procedure that should be paid for in full. Discovery is telling me that there is only no payment if I do it out of hospital. Firstly there is no doctors that do this out of hospital and the ones that do are extremely ***** and are taking cash for procedures. I need this scope done urgently and now cannot do it because you guys want a copayment. If this is the case I really don’t want to be on discovery anymore. My friend is on momentum , she got a scope done and did not have to pay a big co payment at all to the hospital but now I have to pay this? This is ridiculous and medical aid should cover this. Especially being on classic priority.

Thanks, Alexa Membership number: ***