Savings Vs scheme

<p>After leaving the 'loony bin' for bi polar, I discovered my charges were taken from my savings. Many calls later this was all reversed. </p> <p>Then another visit back to the bin in Feb and I had anxiety!!!!! And again bills taken from savings and not scheme. No wonder I have these issues.</p> <p> </p> <p>Many emails later and still nothing has changed !!</p>