Personal Health Fund is a ****

Personal Health Fund is a **** -- I grinded away doing all the actions to maximize my fund, only to find out every time I want to use it -- they won't let me.

Went to dentist -- had to pay co-payment out of pocket. Okay, fair enough I thought, after clarifying with them and they said it never covers any co-payments.

So I asked them if I can use it for OTC medicine - Yes sir! So off I went to my pharmacy and tried buying S2 medicine -- nope! Won't go through. Discovery, you suck for lying to me and selling this ****.