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I am on the Executive plan and according to the Discovery app, once you've exceeded the Self payment gap, the costs are taken care of by the medical aid. That has not been my experience, from trying to get medication from the pharmacy to consultations, we've had to pay. I believe this kind practice is ********* if when looking at the Discovery App, it simply says, Above Threshold Benefit is UNLIMITED but you later find out, actually it's not unlimited!