Is Discovery Health ligitimate

75% of my contributions pay costs at Discovery, the 20% is called savings. As a chronic patient , based on my plan, they say they cover chronic medication. Not true. Even medication they choose, is not paid for. Less than a third is covered. It is impossible to get an explanation. Is this even legal what they do. Sadly, there is abundant evidence in the media , such as Carte Blanche that indicates I am one of very many who feel what they do is ********* . Perhaps Government should convene a commission, I suspect it could be lucrative, they could get a lot of money.