International Medical Expenses

Extremely disappointed in Discovery, the only thing i "discovered" was that if you travel anywhere on planet earth outside of south africa you have to get so extremely sick (near death almost) before before they will accept your claim. They have every excuse possible to not pay you out, and the funny thing is you have to spend more than $150 to be able to claim the amount over $150. if my medical bill was $151 they would pay me back $1. The fact that i have more than enough money in my Discovery MSA, they won't even use those funds to compensate me for my $40 flu bill. I always thought you guys were going to be the next big thing - but thanks for reminding me that my expectations were way to high