I urge everyone who doesn't see value in DHMS to migrate to other medical aids - there are many better ones

Terrible terrible communication lines. I've been emailing these people using the email addresses I've found online (since they don't give email addresses to contact when they send no reply emails). Nobody got back to me. Then I received an email saying I've been reported to a credit bureau, for reasons unbeknownst to me. This is the kind of nonsense that made me migrate medical aids in the first place. Price gouging, non delivery on services, and outright exploitation of people.