i just dont have issues

i have used my medical aid 3 times,once for a blood test and twice at my doctor.it might seem little but im not the kind of person to live off the medical aid and discovery paid all three bills.everyone tells me discovery does not pay and you should leave discovery cause they take your money and don't pay.i believe for 1.Read about your medical aid and what they do cover and what they don't cover.2.if you just keep putting everything through the medical aid and funds run out then you blame them.i knew when i went to the urologist that discovery would not cover it as it was not in the discovery network and i paid the R1240.00 and had no problem as i was educated about my medical aid plan.People must stop blaming medical aid schemes for not paying as you knew what you signed up for and if you stopped abusing it they would pay out.Thanks discovery,you guys have always been helpful.Im glad i signed up with discovery!