Don't do it

For a little over 2 years, I have been paying consistently and have only ever been able to use it for visits to my GP. Almost 30K went into this scheme and i'm owed nothing upon cancellation? Not to mention the fact that i had to pay additional fees out of my pocket for a gynaecologist visit at the price of R1800, about R2000 for my glasses and another full R725 for my eye test. I had to cancel as i truly do not see the benefit of having a scheme with Discovery. Thats a lot of money gone down the drain. lesson learned!!. Anyone considering joining should really think twice and read all the little loopholes they have as ways not to pay. Disgusting.