Dissatisfied with Discovery.

I am not very pleased with discovery medical aid. How is it that every month I am paying my medical cover but my funds get exhausted very quickly. Only one account for all your health concerns. There are no benefits for eye care, dentist care and specialist visit. Everything is on one account and medical aid gets exhausted quickly that way. By the time you need certain medical care your funds are exhausted and you are stranded. A typical example now. I just recently went for my eye test, frame and lenses. I got ill a twice then the next thing my medical aid has been exhausted and I cannot get the required medical attention. I now cannot even get my chronic medication, medical aid will not cover so now I am stranded and my health is on the line here. Seriously days like this i miss bankmed. With bankmed we has benefits for different health issues. Discovery I am not happy about.