Dissapointed with medical aid plan - Classic Delta Saver

<p>Hi All,</p> <p> </p> <p>I wish to share my story with you all to please be aware of your medical aid plan.</p> <p> </p> <p>I have been with discovery health for 10 years. I have never had a problem with my plans until now. I find the plan Im on is very rescricted and when reading the brochures I would even say FALSE advertising. For example, I read on their brochure that they will cover the costs of a registered midwife and a home birth is fully covered from the hospital plan. I thought this is great, upon further investigation, I find out that there are NO midwives in the Western Cape that they fully cover. The mid wife I spoke to said the most the medical aid has paid out is R4000 when the birth is almost R9000. This was so dissapointing to find out. To think I have full cover and then to find out I will have to pay in thousands for the birth experience I would like.</p> <p>Because I am pro natural birth and factoring in the high C-section rates in hospitals its important to me who I have as a gynecologist. I then found a pro natural birth gynea based at Vincent Pallotti. I do have cover for this hospital so I thought this will be the next best option. When phoning the gynea I found out that you have to pay in and claim back from the medical aid. Who has R13 000 to pay upfront for a birth? I then found a gynea that is within medical aid rates and that is pro natural birth but I dont have cover for Tokai Melomed Hospital. If I choose to use this hosptial I have to pay in about R7000 and I dont have the option to change my plan to Coastal Saver.</p> <p> </p> <p>This experience has left me so dissapointed and fustruated. I either have to pay in thousands of rands to have the birth experience I would like or settle with a gynea Im not happy with and a hospital I didnt want to go to...</p>