Disgusted at Discovery

I am so regretting changing to this USELESS medical aid and to think I could choose between Bonitas and Best Med and decided UNFORTUNATELY to choose Discovery. THE BIGGEST MISTAKE EVER I am told to pay my own claims since I never activated my maternity benefits in time. What **************** is that. Where am I suppose to get over R3500 to pay Gynie fees when im paying over R3900 per month for this service. I refuse to pay for this out of my pocket .Discovery must resubmit this claim and pay the Gynie as I will not pay a cent. This is what I am paying for so you should pay my bills !!!! and I still have to use it for the rest of the year ...PAY MY CLAIMS