Discovery SUCKS

Discovery is the worst Medical Aid you can get, you pay over R1900 per month and when you are in an accident they just refuse to cover the costs for neck/back scans etc. They do however cover the the account for the ambulance but refuse to pay WHY the ambulance took me there! Keep on saying they don`t cover this and it gets paid from MSA - what BULL****! WHY have medical aid when you still have to cover the costs of almost R6000.00 and then the lady that phoned me kept saying....you did not lose a limb or die! It is procedure to check back and neck if you are unable to move after an accident! Ridiculous