Discovery Medical Aid

<p>I was on Discovery Medical previously until 30/11/2016, when my contract came to and end. I started working again 01 March 2017 and app**** for membership . My membership was accepted but suddenly I have a penalty as well as a waiting period of 12 months. Why must I pay full premiums but cannot utilise the benefits immediately. I did not exceed the 90 days time lapsed, so I really don't understand what is happening. I am still waiting for an explanation, I urgently need medical aid cover.</p>