Discovery Health Key Care Plans

I am on the Discovery KeyCare Plus option due to affordability issues. I understand its a entry level option but it has too much limitations. This year they have made things worse than they were, my soon got injured rushed him to the network hospital and i get there I am slapped with co-payment of R390. What if I didn't have that money. Oh my word they are the worse. The health assessment has gone up to R240 yet I am paying for my vitality every month. It is not friendly to low income earners.